Building-Permit & Owner Data for Home-Improvement Lenders and Financing Companies

A building permit is a public marker that a homeowner has committed to a real, often expensive project — a re-roof, an addition, a pool, a systems upgrade — and that a contractor is doing the work who could offer financing at the point of sale. For home-improvement lenders, contractor-financing platforms, and warranty companies, that's two prospects in one record.

PermitGrab tracks permits daily across roughly 1,890 U.S. municipalities (703,000+ in the last 90 days), with the contractor named and, in many jurisdictions, the property owner of record attached. That lets financing companies target high-ticket project types — roofing, additions, pools, solar — and the active contractors who could resell financing to their customers.

Two ways lenders use it

Reach the contractor: sign up the active roofing/solar/remodeling firms in your market to offer point-of-sale financing to their customers — and target the ones filing the most high-value permits. Reach the homeowner: where owner-of-record data is available, identify homeowners undertaking large projects who may need a home-improvement loan or line of credit.

Why timing matters

Financing decisions happen at the start of a project, not after. A permit is the earliest public moment to reach either side — before the homeowner has lined up funding and before the contractor has picked a financing partner. The daily refresh means you're reaching live projects, not closed ones.

See the live permit feed, the financing & insurance use case, or pricing — flat $149/month, never resold.